Update by user Feb 19, 2018
I wrote this review and unfortunately had to change my number. 360-801-8025 email@example.com
Original review posted by user Sep 29, 2015
My husband I have been dealing with the mortgage nightmare for 8 years now, all this time I knew something was wrong. We bought our house/property back in 2005 for $236,000. I had surgery lost my job and we struggled to survive. In 2007 our home was set to be auctioned off in 2 weeks Chapter 13 stopped the sale.Citi Mortgagewas not applying the $34,000 our trustee paid to our loan during our chapter 13 in 2007-2009. So when we dismissed it in 2009 Citi told us we were $25,000 behind. We were forced into a modification and by the time that was set we were at $253,000Flags went up immediately because how in the world could we owe that much, come to find out they never applied our payments to the current mortgage payment account.I called over and over 10 times a day not getting anywhere, and because we dismissed Chapter 13 I could not ask for help. Bankruptcy Department said you need to hire an attorney and have them call. I said why I have the ledger, bank statements, dates deposited how much so why do I need an attorney? Just fix the mistakes you made. They said I need to have an attorney call to fix it.I spent so much time looking for attorneys no one wanted to touch it, or they wanted thousands of dollars. It was hopeless. No one wanted to help me and I had all the proof to fix it, was all about the money not helping us save our home and have Citi fix the account.
Oct 2010 we got a letter from Citi that November 1 our loan was being transferred to Nationstar, I did the happy dance to get away from Citi was a dream come true... That dream soon was shatteredCiti had me in active foreclosure from 2009-2010 while in BK and Modification. Nationstar forced us in a loan modification right after they got it and now our mortgage went to $264,000 40 year loan.
Fast forward to today. Last September 2014 I get a letter saying we are behind and that we are in loss midigation . We were current but they were not applying payments.Like everyone on here I called got through but by end of call I was so mad I was just done and called back over and over they blocked my number to where I could not get through.
All these years we paid very high PMI and ESCROW to the point we were not going to be able to stay here, and that is when I called around for attorneys for help. I have 6 dogs and none of us are leaving this is our home, I will stay and fight til the end for my family.All I got was sorry not touching that case, we want $5,000 upfront because it is a real pain to go through accounting, lady you are nuts, crazy, maybe you should move since you cant pay your mortgage on time. That last comment did me in, and I felt hopeless and decided to see if other people were going through same thing. I spent days reading the forums on pissed consumer I then realized I was not alone.
I was scrolling and saw a line that changed my life. If you are facing foreclosure or need to file a Chapter 13 call and I went on site called right away.
This is how my life changed!!!!
I called and he listened to me ramble 10 years out of my head, I was an emotional mess.within a short time of the call he knew exactly what the problem was and was calling Nationstar free of charge. We talked made a gameplan and I hired him.He is a paralegal and the absolute best. I had someone that got it understood what was happening and said he could help me.He has spent countless hours on the phone with Nationstar, made complaints, sent demands and found a very large refund that is owed to us.
He has gone through all of my accounting records, escrow, and PMI.He found Many counts of Fraud, and theft, and there is more to be uncovered because now we are going after the other one that caused this whole mess!
I feel for each and every one of you that are living this nightmare, and I pray for you that have lost your homes. We all know that attorneys have their paralegals prepare their paperwork for all their cases, the paralegals go through accounting, records, all of it. and you are paying the attorney price for that.
I can 100% know and trust my paralegal to get the justice we deserve, he knows Nationstar games, how they are, the stalling, bait and switch, the trial payment that rarely ever is approved even after all payments made on time. There is about 40% of Nationstar clients in his offices and its growing at a rapid speed due to the Foreclosure Crisis.Call me I will get you all the information you need, time is ticking.Lets not let Nationstar take one more home or any other bank for that matter. If you are thinking about representing yourself in court dont do it you will lose!!!
Nationstar thinks they are untouchable!!! Well I promise they Will Remember ME who else cares to join me.
Product or Service Mentioned: Nationstar Mortgage Mortgage.
Reason of review: Problems with payment.
Nationstar Mortgage Cons: Fraudulant, Think they are untouchable.